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Where to get a secured personal loan. Of the nations five largest banks by deposits, only Wells Fargo allows those with savings accounts or CDs to use them as collateral to qualify for a loan or get a lower interest rate.
The 300k personal loan also offers CD-secured lines of credit that are different from loans. Borrowers cannot touch the money in their account for the duration of the loan. The chances of qualifying for a loan still depend on a borrowers credit score, income and other debts, but pledging an account increases the likelihood of qualification significantly, says Jason Vasquez, a spokesman for Wells Fargo.
APR: 5. 50 to 13.
In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.
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Maybank Looking for a collateral-free and quick loan application. Choose Maybank. Borrowers can loan up to P1 million at an interest rate of 1. Security Bank Loan up to P1 million with 1. 39 interest rate per year when you choose Security Bank. Minimum loan tenure is 12 months, up to 36 300k personal loan. Standard Chartered You can loan up to P2 million and enjoy exclusive privileges when you choose Standard Chartered.
Interest rate is set at 1. 10, whatever loan tenure you select.