I think she asked that of me to ease the concern that I'd cash out with this loan and then try to sell the land sometime in the future. Why would selling the land at a later date and paying off the loan early ,be a bad thing for them. I tend to believe she asked you that because you could take the money and then let pag ibig cash loan bank have the land back in forclosure. Not suggesting you would in any way.
It's just that this whole housing and land fiasco over the last couple of years, left alot of banks with uncompleted allied bank personal loan in pakistan and building lots from builders and contractors that the banks are having to complete and or sell.
Talking to some LO's with some local banks in the area. Their stories talk about local builder's walking in and literally throwing the keys to 3 or 4 and even 6 uncompleted houses on there desk and leaving (future building lots as well).
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