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Furniture loans and title loans are also available. A payday loan has a maximum amount of 1,000. Installment loans have a maximum amount of 2,500, and borrowers have up to six months to repay them. Furniture loans provide funds specifically for covering home furnishing purchases.
Title loans are available to those with clear titles, for a maximum amount of 20,000. Borrowers can repay these loans over a six- to 12-month time period. A car title loan is a loan in which the lender evaluates the price of a borrower's car and lends a borrower funds based on that value, according to Investopedia.
7 million (16. 9 million) personal loan book, while lifting investment in Australia. It said the British network had "struggled in tough trading conditions" and it would "go back to basics" by selling its corporate stores and acting as a master franchisor.
It also said it would stop operating auto financing business Carboodle because its volume growth had been too low. It would instead change to a secured motor-lending business. It plans to expand operations in Australia, offering a wider range of loans to include "medium amount" loans of up to 5000. More than 1 million Australians are estimated to take out a payday or short-term credit contract loan each year. In 2012, the market was between 800 million and 1 billion.
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