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They threaten to sue me for fraud and check theft. Also, they will send summons from sheriff department for garnishment of my wages. Can they do this.
Tanya, if you'll read the article above again, you'll see that what they are threatening you with is typical of what they do. Now about the fact (if true) that you didn't list advance payday loans as a creditor in your Chapter 7 filing, in California that debt is eliminated anyway (assuming that the rest of your creditors got nothing from your bankruptcy).
If you don't live in California, you'll have to icici personal loan settlement letter with a bankruptcy attorney in your state about that issue. In any event, you should be asking your own bankruptcy attorney about this because heshe knows the details of your bankruptcy.
Question: I live in California. In early January I got one of those installment loans that was approved because I have a car.