Often, you see APRs listed for payday loans as high as 600. Because you pay the loan back in two-weeks to a month, the APR serves mostly as a gauge of how expensive the loan is.
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Many of these lenders offer additional products, including installment loans, lines of credit and check cashing. Installment loans are paid back bi-weekly or over several months. They are larger than payday loans but are often as expensive or more so.
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