Although pawn shops offer fast loans, they aren't cheap. Pawn shop loans come with annual percentage rates that can be as high as 300 depending upon a state's usury laws. For instance, New York limits the amount of interest that can be charged on small loans to 25.
Generally, any loan a person receives won't be anywhere near the market value for the item being pawned. Appraised values are used and in many cases borrowers may be lucky to get 25 of the current retail price of their item. Some borrowers may be able to negotiate a better loan rate. In some cases people may make out better trying to sell their item on eBay.
Fill out the form and see just how much money you can borrow from the comfort of your own home. It's as easy as payday advance open on sunday. WHAT IS A PERSONAL LOAN FOR. People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more.
Such a loan from one of our lenders can help you get the cash you need. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan.
APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made.
Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where icashloans.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans.