Also, under the MLA, a registered lender is permitted to require that an interest-bearing loan be repaid in a single installment, Justice French wrote. The decision reverses the judgment of the Ninth District Court of Appeals and returns the case to the trial court for additional proceedings. Ohio Neighborhood Finance, which operates lending businesses called Cashland, registered as a lender under the MLA in 2008.
The company is not pmc bank personal loan interest to make loans under the STLA. On December personal loan comparison australia, 2008, Cashland loaned 500 to Rodney Scott. The loan agreement set up this payment schedule: One payment in the amount of 545. 16 due on 121908 (Payment Date). The repayment amount included a credit investigation fee, loan origination fee, and interest.
Scott did not repay the loan on December 19, and Neighborhood Finance filed suit in Elyria to recover the money. A magistrate concluded that Neighborhood Finance was using its lending status under the MLA to avoid the limitations established in the STLA, which the magistrate held should govern this loan.
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