And if you do manage to get your debts settled, the Internal Revenue Service treats the amount of forgiven debt as income, so you have to pay taxes on it. Sell or Pawn Your Possessions.
If you need to raise cash in a hurry, try cleaning out your closets. Look for high-value items that you can sell, such as: Jewelry (such as an engagement ring) Electronics (new or old) Musical instruments Unused tools Collectibles. If you have a store in your town that deals in these kinds of goods, try going there first. If not, you can try selling your belongings on eBay or Craigslist.
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