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Payments can be made to the account without any penalty. As the Facility is fixed, the agreed credit limit will not be affected. What happens if the business is unable to pay the monthly interest and capital repayment. Failure to repay the interest instalment and capital repayment on time will result in the Facility being suspended. Just Cashflow will make every effort to understand why this has happened.
We will also work with the business to resolve the situation, to the mutual benefit of all parties. However, if we are unable to reach a mutually satisfactory arrangement and can't recover the money over a repco bank personal loan period, the account may be passed to an external partner.
Our external partner will attempt to recover the funds from the business and from any personal guarantors. Continued failure to discuss the arrears means credit reference agencies will record the outstanding debt.
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