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Not all lenders can provide the maximum amount advertised. Cash transfer times may vary between lenders and may depend on your individual financial institution.
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Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate.
It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves.
BBC Three documentary Young, British and Broke: The Truth about Payday Loans shows the stories of several young people who 'refinanced' payday loans - samba personal loan offer out a new loan with another company to pay off the first loan, including any interest owed.
The risk of this is that you are paying interest on a bigger and bigger balance each month. If you refinance like this several times, the 'compounding' effect of the high interest rate can quickly spiral out of control.
You can see how with this monthly interest calculator. On any borrowing, the two key things that affect the interest cost are the annual percentage rate of interest (APR) and how long you borrow for. Drag the bar below to set the APR. Payday loans are typically 1000 to 6000 APR. Then hit PLAY to see how the interest would go up if you kept refinancing each month.
To compare the interest for two different loans, hit COMPARE.
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