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At least two years must pass after Chapter 13 bankruptcy. At least four years must pass after Chapter 7 bankruptcy. At least four years must pass after foreclosure.
At least two years must pass after short sale with 20 down payment, four years with 10, seven years with less than 10. Can I get an Conventional Mortgage Loan after bankruptcy. Conventional mortgage loan requirements state that if you have been discharged from a Chapter 7 bankruptcy for four years or more, youre eligible to apply.
If youve had a Chapter 13 bankruptcy, you must document that your credit reputation has been re-established for at least two years. Property Requirements. Property requirements for conventional financing are easier to understand and comply sell my personal loan than other programs like FHA loans.
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