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A pedestrian walks past a payday lending shop in London on March 6, 2013. Photo: ReutersSuzanne Plunkett. A lender makes a loan. Then a borrower pays it back. And to make sure that transaction doesnt tank, theres "underwriting:" verifying that the borrower will indeed be able to make the payments. This last step would be a key lesson from the subprime mortgage crisis. But too often, federal regulators say, that step is missing from payday one cash loan sold to the working poor, leading borrowers straight into a debt trap.
Top Search Terms for Arthritis. The Basics of Arthritis. Arthritis is a broad term that covers a group of over 100 diseases. It has everything to do with your joints -- the places where your bones connect -- such as your wrists, knees, hips, or fingers.
But some types of arthritis can also affect other connective tissues and organs, including your skin. About 1 out of 5 adults have some form of the condition.